Job Req ID:  18611

Barcelona, B, ES

Functional area:  Finance
Contract type:  1 | Permanent job
Business area:  Fashion & Fragrances




Credit Risk Executive


The Credit Risk Executive based within our HQ Financial Team will plan, manage, coordinate and monitor the Credit Limits of the Customers according to the global Credit Policy in order to minimize Bad Debt risks and optimize Trade Receivables while fostering the business development with our teams spread over 20 markets.


As a member of the HQ Credit Risk team your main tasks will be:

  • Assessment and review of risk profiles and credit limits.
  • Enforce implementation of Global Credit Policies in all subsidiaries and ensure adherence to accepted standards.
  • Management of Insurance policies and relationship with insurance agents.
  • Follow up on the credit limit blockages and implement the required actions
  • Manage credit decisions within assigned authorities
  • Interface with Customer Service and Commercial team to communicate credit decisions and ensure timely review of new customers
  • Regular follow up with Finance Director, GM and/or Commercial Director and Customer Service Manager in local Credit Committees
  • Plan and organize activities of credit reviews (e.g. preparation of Xmas campaign or similar)
  • Preparation of Top Management InfoPacks on Credit Risk Status
  • Management of compensation claims with credit insurance companies

Desired Skills and Experience

* Minimum 3 years work experience in a Finance Department

* Degree in Economy / Business Administration Management

* Excellent verbal and written communication skills

* Strong critical thinking, analytical and financial analysis skills

* Proactive, responsible

* Team player

* English and Spanish. French is an asset



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